LK Greenbacker is a partner in the Fintech practice at Paul Hastings and is based in the firm’s Washington, D.C. office.

Recognized both in Chambers and by NACHA for her experience, LK advises on regulatory, transactional and compliance matters relating to bank and non-bank financial institutions. LK provides routine guidance on regulatory issues within the banking and payments space, including on state and federal money transmission, consumer protection (e.g., fair lending, Truth in Lending Act/Regulation Z), anti-money laundering, state lender licensing and cryptocurrency-related matters. 

She regularly provides advice to financial firms on issues related to U.S. sanctions, including evaluation of sanctions exposure and engagement with the U.S. Department of Treasury’s Office of Foreign Assets Control on apparent violations of sanctions regimes. As part of this work, LK often advises clients in the payments and digital assets space on managing compliance with sanctions and anti-money laundering laws.

LK often counsels clients on developing innovative products and services in the fintech space, including alternative lending and other financing arrangements, platform services and digital asset-based offerings such as tokenized deposits and stablecoin initiatives.

LK has extensive experience preparing and negotiating partnership arrangements by and between banks, emerging companies, non-bank lenders, card networks, money transmitters, program managers and others within the banking and financial technology sector. These programs include bank sponsorship programs for money movement, as well as consumer and commercial lending partnerships and other arrangements. She also represents private equity and venture capital clients investing in the fintech space in global transactions, including on structural considerations and regulatory approvals.